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Business Banking

Put Your Business Reserves to Work

High-yield business savings accounts and money market accounts that maximize the return on your operating reserves.

Business Banking

Your Business Reserves Deserve Better Rates

Many businesses leave significant yield on the table by keeping operating reserves in low-interest accounts. Our Business Savings and Money Market accounts offer competitive rates on your working capital — helping your reserves grow while maintaining the liquidity your operations require. Our Business CD products offer even higher returns for funds you can set aside.

Key Benefits

All you need. Nothing you don't.

Up to 4.50% APY

Competitive tiered rates reward higher average balances with premium yields — helping your reserves generate meaningful income.

Money Market Access

Business Money Market accounts offer check-writing privileges and debit card access while earning higher-than-checking rate

FDIC Insured

All deposits insured up to $250,000 per depositor. We also offer CDARS and ICS programs to extend FDIC coverage on larger balances.

Automatic Sweep Programs

Automatically sweep excess checking balances into your savings or money market account to maximize daily yield on idle cash

Business CD Options

Lock in today's rates with 3-month to 60-month Business CDs. Ideal for tax reserves, capital reserves, or equipment replacement funds.

Online Treasury Management

Manage all business savings accounts through our commercial online banking portal with full reporting and audit trail.

Rates & Details

Business Savings Rates

Rates effective as of April 30, 2026. Subject to change without notice. APR = Annual Percentage Rate.

Business Savings (Standard)

$500 minimum balance

3.25% APY

Business Money Market

$10,000 minimum balance

4.50% APY

Featured

Business CD (12-month)

$5,000 minimum

5.00% APY

Featured

Business CD (24-month)

$5,000 minimum

4.75% APY

FAQ

Frequently Asked Questions

Yes. Business Money Market accounts allow up to 6 withdrawals or transfers per month (per federal guidelines). Our account includes check writing and debit card access for additional flexibility. Excess withdrawals may incur a fee.
CDARS (Certificate of Deposit Account Registry Service) allows us to spread your large deposit across multiple FDIC-member banks, extending FDIC coverage beyond the standard $250,000 — while you deal only with the bank. Ideal for businesses with significant reserves.

Yes. You can schedule automatic daily, weekly, or monthly transfers from your business checking to savings, or set up a sweep arrangement that automatically transfers balances above a threshold at the end of each business day.