Personal Loans with Rates You'll Actually Like
Fund life's big moments — without the big bank runaround. Fast decisions, transparent terms, and rates that reward good credit.
Personal Banking
Straightforward Lending. No Surprises.
Personal loans offer fixed rates, predictable monthly payments, and no prepayment penalties. Whether you're consolidating high-interest debt, funding a home improvement project, covering medical expenses, or financing a major life event, our personal loan specialists will find the right terms for your situation — fast.
Key Benefits
Everything You Need. Nothing You Don't.
Same-Day Approval
Apply online or in-branch and receive a credit decision in as little as 2 hours. Funds can be disbursed as soon as the next business day.
Borrow $1,000 to $75,000
Flexible loan amounts to cover expenses both large and small, with terms from 12 to 84 months.
Fixed Monthly Payments
Your rate and payment never change — making budgeting simple and stress-free from day one.
No Origination Fees
Personal loans are offered with no origination fees. The rate you're quoted is the rate you get — nothing hidden.
No Prepayment Penalty
Pay your loan off early at any time and save on interest — with no penalty whatsoever.
Joint Application Option
Apply with a co-borrower to potentially qualify for a larger amount or better rate
Rates & Details
Personal Loan Rates
Excellent Credit (720+)
7.99% – 10.99% APR
Featured
Good Credit (680–719)
12–84 month terms
11.99% – 15.99% APR
Fair Credit (640–679)
16.99% – 21.99% APR
Debt Consolidation Special
From 8.49% APR
Featured
FAQ
Frequently Asked Questions
Yes. You can select your preferred payment due date at loan origination and request a one-time change within the first six months of the loan term.
No. Checking your rate involves only a soft credit pull, which does not impact your score. A hard inquiry is only performed if you proceed with a full application.
Once approved and documentation is verified, funds are typically disbursed within 1–2 business days via direct deposit to your designated account.
Personal loans can be used for almost any purpose: debt consolidation, medical expenses, home improvements, weddings, travel, appliances, moving costs, and more. Only a few uses are restricted (gambling, business investment).