Grow Your Savings at Market-Leading Rates
High-yield savings accounts and certificates of deposit offer competitive returns, supported by the protection of FDIC insurance.
Personal Banking
Put Your Money to Work
Whether you are building an emergency fund, saving for a major purchase, or setting funds aside for future opportunities, a range of savings options is designed to help you grow your money with flexibility and strong returns. High-yield savings accounts offer competitive rates, while structured CD options provide reliable returns across different time horizons.
Key Benefits
Everything You Need. Nothing You Don't.
4.85% APY Available
One of the region's highest savings rates, available on balances of $10,000 or more. Daily interest accrual means your money works every single day.
FDIC Insured
Every dollar you deposit is federally insured up to $250,000 per depositor, per ownership category — your savings are always protected.
Flexible CD Terms
Choose from 3-month to 60-month CD terms. Our CD ladder program can help you balance liquidity with maximum returns.
Seamless Transfers
Move money instantly between your checking and savings accounts 24/7 via mobile app, online banking, or automated transfers.
Guaranteed CD Rates
Lock in today's rates for the full term of your CD. No market risk, no fluctuations — just predictable, guaranteed growth.
Auto-Save Features
Set up recurring transfers, round-up savings from debit purchases, or paycheck split deposits to grow your savings on autopilot.
Rates & Details
Current Savings & CD Rates
Rates effective as of April 30, 2026. Subject to change without notice. APR = Annual Percentage Rate.
High-Yield Savings (Under $10K)
3.50% APY
High-Yield Savings ($10K+)
4.85% APY
Featured
6-Month CD
4.90% APY
12-Month CD
5.10% APY
Featured
24-Month CD
$1,000 minimum deposit
4.75% APY
60-Month CD
4.50% APY
FAQ
Frequently Asked Questions
How often is interest credited to my savings account?
Interest accrues daily and is credited to your account monthly. You can see accrued interest in your account at any time through online or mobile banking.
Yes. Early withdrawal penalties vary by term: 90 days’ interest for terms under 12 months, 180 days’ interest for 12–24 month terms, and 270 days’ interest for terms over 24 months. We recommend building a CD ladder to maintain some liquidity.
Standard CDs do not allow additional deposits once funded. However, our “Add-On” CD product allows ongoing contributions throughout the term at the rate locked in on day one.
We will notify you 30 and 7 days before maturity. You have a 10-day grace period to withdraw funds penalty-free, change terms, or roll over into a new CD. If no action is taken, the CD automatically renews at the current rate for the same term.
Federal regulations previously limited savings withdrawals to six per month, though that rule has since been suspended. Currently, unlimited withdrawals are allowed from savings accounts. However, excessive withdrawal activity may prompt a review of your account type.