Business Checking Built for Growth
Powerful business checking accounts designed for the way modern businesses actually operate — with the flexibility to scale as you do.
Business Banking
Banking as Ambitious as Your Business
Our business checking accounts are designed for maximum efficiency. Whether you're a sole proprietor managing a handful of transactions a month or a growing enterprise processing thousand, we have an account tier that eliminates fees, maximizes productivity, and integrates seamlessly with your accounting software. Every account comes with dedicated business banking support.
Key Benefits
All you need. Nothing you don't.
Up to 500 Monthly Transactions
Our Business Plus account includes up to 500 fee-free transactions per month — enough for most growing businesses.
Earn Interest on Balances
Our Business Prestige checking earns a competitive interest rate on average daily balances above $25,000.
Accounting Software Integration
Direct integration with QuickBooks, FreshBooks, Xero, and other major accounting platforms for seamless reconciliation.
Multiple Authorized Users
Add employees as authorized signers or card users with configurable spending limits and access levels.
Positive Pay Fraud Protection
Our Positive Pay service automatically flags and holds checks or ACH transactions that don't match your authorized list.
Same-Day ACH Payments
Process payroll, vendor payments, and client refunds with same-day ACH availability on all business accounts.
Rates & Details
Business Checking Account Options
Rates effective as of April 30, 2026. Subject to change without notice. APR = Annual Percentage Rate.
Business Essential
$0/mo
Business Plus
Up to 500 transactions; waivable
$18/mo
Featured
Business Prestige
Unlimited transactions; earns interest
$35/mo
Cash Deposit Fee
Over monthly limit
$0.25/per $100
FAQ
Frequently Asked Questions
Requirements vary by entity type. Typically, you will need: government-issued ID, EIN/Tax ID, formation documents (Articles of Incorporation, Operating Agreement), business license, and a list of authorized signers.
Yes. Sole proprietorships and single-member LLCs can typically open online. Multi-member LLCs, corporations, and partnerships generally require an in-branch visit with all authorized signers present.
Authorized signers can be added at account opening or anytime thereafter with a completed signer form and government-issued ID. Debit card users can be added independently with configurable spending limits.